It is vital that you (and your
spouse / partner) discuss and ascertain the things you want
to do and achieve in life.
Be specific; what exactly are the
goals you want to fulfil; what are your dreams? And what does fulfilment look like?
Paint a picture in your mind.
Put down a time scale for
when you want to reach each goal and an estimate of the amount
of money you will
The clearer your goals are the more specific a
financial plan to meet them can be.