Someone once said to our Director
that people just want to know the value of their investments
each year and how it compares to last year; have they gained
or lost value?
We disagree. Your investments and other financial planning
are a means for you to fulfil your life goals and therefore
their value should be put in context relative to how they
are going to help you fulfil those goals. Today your
investments may have grown to £300,000 but if you need
£500,000 to meet your goals the investments will not have
accomplished what they were supposed to.
At Lumen we want to put your investments and financial
contracts in context – how will they help you fulfil your
goals and what, if anything, do we need to do in addition to
ensure you do fulfil your goals.
To help you fulfil your goals there are some key elements;